The Best Aetna Dental Insurance for Seniors

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Aetna has been providing dental insurance for over 50 years. This dental insurance works to make sure adults/ seniors maintain their health teeth and gums. Reportedly, Aetna serves over 13 million members across the United States.

Aetna actually offers four Dental Insurance Plans for seniors, so they can choose the best dental insurance plan based on your need. If you have a plan to take Aetna Dental Insurance, make sure to learn each plan through our post below, so you can then decide which best dental insurance for you. Here you go!

List of Aetna Dental Insurance Plans for Seniors

As we’ve mentioned, Aetna offers four dental insurance plans that you can choose based on your need. The four dental insurance plans here are divided into two plans: two PPO insurance plans and two discount plans. To make it easier for you to determine which is the best dental insurance plan for you,  let’s see a list of Aetna dental insurance below!

Plan 1: Aetna Dental Direct Preferred

The Aetna dental direct preferred plan comes in the type of PPO. If you choose this plan, you may need to pay 20% for basic services and 50% for significant services, after the deductible that costs you $50/ $150. It also offers the waiting period of 90 days, unless anyone in your plan has been covered for the last 90 days.

If so, there’s no one for preventive care, 12 months for major services and 6 months for basic. For the annual maximum benefit, it will cost around $1,250 per person. Per individual/ family will cost roughly $59-75/ $114-141 that will vary by location. This estimated cost is actually calculated for one or two adults between ages 50 and 60.

Plan 2: Aetna Dental Direct Core

The Aetna dental direct core plan comes in the type of PPO. If you choose this plan, you may need to pay 20% for basic services and 50% for major services, after the deductible that costs you $50/ $150. It also offers the waiting period of 90 days, unless anyone in your plan has been covered for the last 90 days.

If so, there’s no one for preventive care, 12 months for major services and 6 months for basic. For the annual maximum benefit, it will cost around $1,000 per person. Per individual/ family  will cost roughly $59-75/ $114-141 that will vary by location. This estimated cost is actually calculated for one or two adults between ages 50 and 60.

Plan 3: Aetna Vital Dental Savings

The Aetna vital dental savings plan comes in a Discount Card that will save you 15% to 50% in most cases. The providers that participate in this Aetna dental insurance plan approximately 262,000.

There’s no waiting period and pharmacy discount included in this insurance plan, but it will cost you around $15 for a one-time service fee. Per individual/ family will cost roughly $7.99/ $10.99 and per year will cost you $75/ $105.

Plan 4: Aetna Vital Dental Savings Plus Rx

The Aetna vital dental savings plus Rx plan comes in a Discount Card that will save you 15% to 50% in most cases. The providers that participate in this Aetna dental insurance plan approximately 262,000.

There’s no waiting period. The Aetna offers the pharmacy discount that is up to 60% on generic prescriptions and 12% on brand-name medications. The pharmacies that participate in this Aetna dental insurance are more than 68,000. This insurance plan  will cost you around $15 for a one-time service fee. Per individual/ family will cost roughly $9.99/ $12.99 and per year will cost you $95/ $125.

Well, those are four dental insurance plans for seniors that you can choose. To find the best plan, you may need to learn deeply for each dental insurance plan. Before choosing one Aetna dental insurance plan, make sure to measure what insurance you really need and how the insurance plan is reliable for you.

Purchasing Aetna Dental Insurance, Here’s How!

You definitely can purchase Aetna PPO plans online through the Aetna Dental Direct website. After you are at the main page, you need to enter your ZIP code to see the available plans. You can then click the ‘get a quote’ button after you see the available plans.

Then, you need to fill out your individual or family information including the birthday and relation information. Aetna does not require you to provide your contact information in the process, as a lot of companies do. After you receive your quotes, you need to select a plan and fill in the remaining personal information. You also should agree to terms and conditions and make sure to make your initial payment.

If you prefer to talk to someone directly as you are creating financial commitments, you can then call the customer service support to ask your questions answered and to get set up with a plan.

Purchasing An Aetna Dental Discount Card, Here’s How!

You can also purchase an Aetna dental discount card online, over the phone or by mail. If you want to buy an Aetna dental discount card online, you just simply go to the Aetna Vital Savings webpage.

After that, you need to choose which discount card that you want to buy and then click the ‘Go’ button. In the next screen, you will be required to choose what plan you want to buy either an individual or family plan.

After choosing the plan, you can make your selection and head toward the next page. In the next screen, you may need to fill in all of your personal payment information. If you choose snail mail, you have to print off a copy of the Aetna Vital Savings sign-up form.

Here, you need to complete the form and return it by mail. As an alternative, you can call customer service of Aetna with your payment information and talk to a customer service/ sales agent.

With either a credit or debit card or bank draft, you can buy your Aetna dental discount card. Following your order, you can receive a welcome letter and two discount cards via the mail in 3 to 5 business days.

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